Skip to Content
Community-led. Interest-free.
Baituth Takaful Akkaraipattu

Financial services.
Rooted in shared values.

Explore the accounts and financial assistance available through BTA. Our team will explain the terms, required documents, and applicable administration fees for your needs.

01 / Accounts

Individual & joint accounts

An account structure that reflects who owns the funds and how the account should operate.

Discuss account opening →

What to expect

  • Individual accounts for a single holder and joint accounts for shared ownership.
  • Recorded holder names, NIC details, and contact information.
  • Agreed joint-holder instructions for account operation and withdrawals.
  • Account-opening documentation, passbook details, and monthly statements.
02 / Everyday transactions

Cash deposits & withdrawals

Keep track of money paid into and withdrawn from your account with a clear transaction reference.

Speak to our team →

Keeping your records clear

  • Cash deposits and withdrawals recorded against the relevant account.
  • Withdrawal verification and joint-holder instructions checked where applicable.
  • Slip or reference numbers to help identify your transactions.
  • Monthly account statements showing account activity and balances.
03 / Gold pawning

Support against pledged gold

Interest-free assistance secured by gold, with documented article details, valuation, and repayment commitments.

Ask about pawning →

Understanding your pawning arrangement

  • Gold articles are recorded with details such as quantity, weight, and purity.
  • The agreed loan amount, administration fee, period, and maturity date are recorded.
  • Full or partial settlements can be made; payments clear unpaid administration fees before principal.
  • Release of pledged articles follows settlement and the required identity and authorization checks.
04 / Secured loans

Personal needs.
Business opportunities.

Short-term and long-term interest-free financial assistance supported by an agreed security arrangement.

Discuss your requirement →

Security and repayment

  • The purpose, term, amount, administration fee, and due dates are recorded as part of the application.
  • Security may include pledged gold, documented cheque collateral, or an agreed hold on funds in a BTA account.
  • Pledged account funds remain subject to the agreed hold during the security arrangement.
  • Full and partial payments are recorded against the amount owed, with unpaid administration fees cleared first.
Know the terms before you proceed.

Ask our team to explain the total administration fee, security obligations, final due date, and the treatment of early or partial settlement. Applications are subject to the required checks and approvals.

How to get started

A clear path.
A conversation at every step.

Our team will explain the account, security, fees, and repayment requirements that apply to your request.

01

Tell us what you need

Visit or call BTA to discuss savings, gold pawning, or a personal or business financing requirement.

02

Prepare your details

Bring your NIC and relevant account information. Our team will confirm any additional documents required.

03

Understand the terms

Review applicable administration fees, security arrangements, repayment dates, and account instructions.

04

Proceed with confidence

Complete the required checks and approvals, then keep your references and records for future use.

A few helpful answers

Before you visit.

What is BTA working towards?

BTA aims to help remove dependence on interest in society and business by providing practical, interest-free financial alternatives rooted in Islamic values and mutual support.

Are there administration fees?

Administration fees may apply to pawning and secured loan services. Ask our team for the amount, how it is determined, and when it becomes payable before agreeing to proceed.

Can I open a joint account?

BTA supports individual and joint accounts. The account holders and the instructions for operating a joint account are recorded during the account-opening process.

Can a loan be repaid in part?

Full and partial settlements are supported. Payments clear unpaid administration fees first and then reduce principal. Our team can explain the outstanding amount and applicable repayment dates.

Where can I speak to the team?

Visit Baithul Takaful, Jummah Grand Mosque Premises, Akkaraipattu, Sunday to Thursday from 8:30 AM to 2:00 PM, or call 0672057800.

Speak with our team

Let’s find the right support for you.

Call 0672057800 or visit us at the Jummah Grand Mosque premises in Akkaraipattu. Open Sunday to Thursday, 8:30 AM–2:00 PM.

Contact BTA